4 Tips and Advice on Insurance Claims following Storm Damage
If you don't maintain regularly your property your storm damage insurance claim may be denied by your insurance provider because of contributory negligence. The majority of insurance laws require you to exercise reasonable care. Simple preventative maintenance falls within this category. This article comes straight from licensed public insurance adjusters in Las Vegas and restoration experts.
These guidelines will help prevent storm damage and ensure your insurance company covers any unexpected damage. The best advice we can give is to contact an authorized public adjuster or restorations specialist to assist you in identifying trouble areas of your home's exterior and interior to ensure you're able to prevent any storm damage and are prepared for any damages that are not preventable such as those caused by extreme weather, floods, hail heavy rains or strong winds.
#1 Clean Your Gutters
Though it's not easy and time-consuming, gutter cleaning is vital to ensure that your home is to be as secure from storms as it is possible. If you're unable to climb on a ladder in a safe manner and comfortably, you should call an expert gutter cleaning service. The service is provided by some roofing contractors and other companies. Be sure to check your downspouts regularly to ensure proper water drainage away from your foundation.
#2 Check your roof for leaks
Examine your roof for leaks. Look for flashings around cracks in the roofing , like vent pipes, skylights, and in areas where the roofing is located near chimneys and walls. Be sure to check for damaged shingles. A non-expert will not be able detect small leaks in the roof. Even the smallest leaks can cause serious destruction to your home by storm. Since most insurance policies require homeowners to carry out regular, basic preventative maintenance it is vital to hire an expert to examine your roof in order to spot any problems. Get a licensed roofing professional to conduct a roof inspection (most will perform it free of charge) and then hire one to execute any necessary repairs so that any minor leaks don't escalate into major damage.
Clean your gutters and prevent flooding and storm damage when severe storms hit
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#3 Examine your Home's Foundation for cracks, Gaps & Potential Leaks
Water that enters a home through the exterior is not covered from coverage in nearly all homeowner's insurance policies. Most people are unaware that floods are an additional insurance coverage that is covered under a different policy (if provided even), and water from the outside is deemed a flood. Although it is recommended to consult a professional to fix any leaks, it is possible to stop water from entering your home by caulking cracks or gaps (in your foundation or around doors and windows) with siliconized caulk for exterior use like GE Siliconized Sealant.
#4 Verify Property for trees that could be Uprooted & Cause Storm Damage
Examine the trees surrounding your home. The dead or dying trees have weaker roots and are more likely to fall to the ground by the force of high winds during a storm, which can result in extensive destruction to your house. Get any dead, dying or weak trees that are near your property removed by professionals.
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Select Adjusters
4570 S Eastern Ave UNIT 23, Las Vegas, NV 89119
8882753752